Little-known database can affect your insurance rates
Most insurance consumers are not aware there’s a little-known database called CLUE—Comprehensive Loss Underwriting Exchange—that can affect consumers’ property and auto insurance rates without their knowledge.
What should consumers know about CLUE?
- It’s a report generated by LexisNexis that contains up to seven years of your personal auto and property claims history. The data comes from insurance companies when they close claims you file.
- Insurance companies review the CLUE data and use it to set the rates they charge you.
- You have the right to request a free copy of your report: